A specially designed 10 kt gold anchor accents the handstamped sterling silver disc with the nautical express .." Between The Devil and The Deep Blue Sea" .  The devil seam is the curved seam in the hull closest to the waterline when the ship is level.  When a sailor must caulk or seal this "devil" seam, they must first cause the ship to lean toward the opposite side of the seam, allowing the sailor access to the seam by hanging below it.  The term " Devil To Pay" henceforth is paying or sealing the devil seam.